SAINT JOHN, NB HOMEOWNER SUPPORT

Facing Foreclosure in Saint John? You Have Options

Foreclosure is rarely the only option. Whether you're a few payments behind in Saint John or already facing active proceedings, there are real paths forward — and the earlier you start exploring them, the more options you keep. We help homeowners across New Brunswick understand and act on theirs.

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How foreclosure works in New Brunswick

Knowing where NB sits in the Canadian foreclosure landscape helps you understand how much time you have to act.

New Brunswick uses power-of-sale provisions similar to Ontario. The statutory notice is at least four weeks plus two weeks of newspaper ads; totals of 90 to 180 days are practice estimates, and the statutory minimum is much shorter. Bilingual disclosure requirements apply in some regions.

Read the full New Brunswick foreclosure guide →

If you're in Saint John specifically: reach out today rather than tomorrow. Every week that passes is an option that may disappear. The 15-minute call costs you nothing.

Three options every Saint John homeowner should know about

Foreclosure is rarely your only option. The right path depends on your numbers, timeline, and what you want next.

1 Refinance with a new lender

Sometimes a new lender will take on your file even when your current one won't. We refer you to a mortgage broker who specializes in distressed mortgages — at no cost to you.

Best when: you have equity in the home + stable income going forward.

2 Sell on your timeline

If you'd rather get out clean, we may purchase your home directly for cash on a closing date you choose. No agent commissions. No fees from you.

Best when: you want certainty + a clean exit without months of showings.

3 Seller-financed sale

We may structure a sale where you continue receiving monthly income from the property without owning the headaches of upkeep, taxes, or tenants.

Best when: you want income without ownership responsibility.

Our 4-step process for Saint John homeowners

Simple, transparent, entirely at your pace. Walk away at any step.

Free consultation

A 15-minute call. We listen, you tell us what's going on.

Assessment

Within 24 hours, a plain-English summary of every option that fits your situation.

You choose

You decide what to do. If our offer isn't right for you, we connect you with someone who is.

We execute

If you pick us, we coordinate with your lawyer and lender directly. You stay informed.