F Foreclosure Support

Foreclosure in New Brunswick: how it works and what you can do

Power of saleEnforcement type
3 to 6 monthsTypical timeline
Redemption availablePay out in full to stop it

New Brunswick mortgages typically contain power-of-sale clauses enforced under the Property Act, making it one of the faster Atlantic jurisdictions. Notice requirements are real but short.

The New Brunswick process, step by step

01

Missed payments (months 1-2)

Collections; cure window.

02

Demand + notice of sale (month 2-3)

Formal demand followed by a notice of sale, published and served per the Property Act — typically 30 days' notice.

03

Auction or listing (month 3-5)

NB power-of-sale properties often go to public auction, which tends to produce below-market prices.

04

Sale + distribution (month 4-6)

Proceeds pay the lender, costs, then junior claims; surplus to you, shortfall potentially claimed against you.

What's different about New Brunswick

Tools that help

Cash Calculator →

Enter your numbers, see what you'd walk away with under foreclosure vs. private sale vs. refinance.

Foreclosure Glossary →

Every term in this guide (order nisi, redemption, power of sale) explained in plain English.

Our 4-Step Process →

What happens when you reach out — from first call to options report.

New Brunswick cities we serve

Moncton Saint John Fredericton Dieppe Miramichi Edmundston Bathurst Campbellton

Facing this in New Brunswick right now?

A free 15-minute conversation gets you a written summary of every option that fits your specific numbers and timeline — including options that don't involve us.

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Note: This guide is general information about New Brunswick foreclosure procedure, not legal advice. Timelines are typical ranges, not guarantees — individual files vary with court schedules, lender behaviour, and how you respond. For advice on your situation, consult a lawyer licensed in New Brunswick. Foreclosure Support is operated by a Canadian private real estate investor — not a lender, lawyer, or government agency.